It can cover damage caused by water escaping from a tank or cylinder. The failed tank, valve or fitting itself may still be a repair cost.

Why are loft leaks serious?

• Water can soak insulation before it reaches the ceiling.
• A leak may spread over a wide area before it becomes visible below.

Checking tanks, valves and overflow pipes

• Look for corrosion around accessible fittings.
• Make sure overflow pipes discharge where you can see them.
• Check for damp insulation around plumbing.
• Use a competent person for pressurised or unvented hot-water systems.

Look at escape-of-water cover

Escape-of-water cover is the main section to check. Buildings and contents insurance can respond to different parts of the damage.