It may. Malicious damage is commonly insured, but a vacant home can have less protection once the policy's permitted vacancy period has passed.
Making the property less vulnerable to repeat damage
- Repair broken windows and gates promptly.
- Keep exterior lighting working.
- Avoid making the property look abandoned.
- If it is empty, arrange regular checks.
If vandalism is recurring
- Improve the weak access point rather than repeatedly repairing the same damage.
- Report ongoing criminal damage through the appropriate local route.
Read the malicious-damage and unoccupancy terms
If nobody is living there, read the malicious-damage section together with the policy's vacancy rules.
