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Does Home Insurance Cover Vandalism?

Well-maintained British home

Does Home Insurance Cover Vandalism?

It may. Malicious damage is commonly insured, but a vacant home can have less protection once the policy's permitted vacancy period has passed.

Making the property less vulnerable to repeat damage

If vandalism is recurring

Read the malicious-damage and unoccupancy terms

If nobody is living there, read the malicious-damage section together with the policy's vacancy rules.

Compare home insurance for vandalism and empty-property risks

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