Usually, if the damage was caused by a genuine storm. An insurer may still look at whether the roof was already badly worn or defective.

What storm damage commonly looks like

• Missing or lifted tiles.
• Loose ridge coverings.
• Damaged flashing.
• Water entering soon after severe weather.

Getting the roof ready for bad weather

• Repair loose tiles and ridge fixings.
• Keep gutters clear.
• Secure garden objects that could hit the building.
• Have an obviously ageing roof inspected.

The weather and the roof condition both matter

The weather conditions, the type of harm and the previous condition of the roof can all matter. look at the storm excess as well.