Some policies pay towards changing locks after keys are stolen, especially when the keys can be linked to your home.

Keeping keys away from easy reach

• Do not put your full address on a keyring.
• Keep keys away from letterboxes and open windows.
• Do not hide spare keys under mats or plant pots.

What should you do if keys are stolen?

• If the thief can identify your address, consider changing or re-keying the locks promptly.
• Check garages and side doors if the same key opens them.

Check the replacement-lock limit

Find the section dealing with replacement locks or stolen keys and check the maximum amount it will pay.