Often, but outbuildings usually have their own contents limit. A shed or garage may also have to be locked in a particular way for theft cover to apply.

Making a shed or garage harder to break into

• Use a strong lock and hasp.
• Check that hinges cannot simply be unscrewed.
• Anchor bicycles and valuable tools to something fixed.
• Keep side gates locked.
• Cover or obscure windows if valuable equipment is visible.

What should you record?

• Serial numbers.
• Receipts.
• Photographs of expensive tools and bicycles.

Compare the outbuilding limit with what you keep there

Look for the outbuilding contents limit. Compare it with the real value of the bicycles, power tools and garden equipment you keep there.