Buildings insurance may need to start before moving day, depending on the purchase and mortgage arrangements. Contents cover also needs to protect your belongings during the move.

Getting the start and end dates right

• When responsibility for the new building begins.
• When cover on the old home can safely end.
• Whether possessions are covered while being moved.

What should you keep with you?

• Jewellery.
• Important documents.
• Medicines.
• Small valuables that are easy to lose during loading.

Do not assume one policy automatically follows you

The old and new properties can need insurance at different times. Confirm the start and end dates rather than relying on one policy automatically following you.