Usually, yes. Lightning can damage the building directly or cause electrical damage through a power surge.

What can lightning damage?

• Televisions and computers.
• Routers and smart-home equipment.
• Electrical circuits.
• Roofing or masonry after a direct strike.

Reducing damage from a power surge

• Use suitable surge protection.
• Keep the electrical installation in good condition.
• During a severe electrical storm, unplug non-essential equipment only when you can do that safely.

Check both buildings and contents cover

Check both buildings and contents insurance because lightning can affect the structure and electrical possessions at the same time.