Usually, yes. Fire is normally included in buildings and contents insurance, but the amount paid still depends on the policy limits and the damage caused.

What causes many kitchen fires?

• Unattended frying or grilling.
• Grease building up in cooker hoods.
• Tea towels or packaging left close to the hob.
• Pans being knocked or handles catching clothing.

Safer cooking habits

• Stay in the kitchen when frying.
• Keep combustible items away from heat.
• Clean grease from cooker hoods and filters.
• Keep smoke alarms working and use a suitable heat alarm in the kitchen.

Look beyond the basic fire cover

Look at contents limits and alternative accommodation. A serious fire can make the home unusable even after the flames are out.