Home insurance may cover water damage caused by a boiler or heating leak. Repairing the boiler itself is usually a different matter.

What can point to a heating leak?

• Water or corrosion beneath the boiler.
• Repeated pressure loss.
• Dampness around radiator valves.
• Wet patches around visible heating pipes.

If the boiler or heating system is losing water

• Do not keep topping up pressure without finding out why it keeps falling.
• Have leaks repaired before they damage floors or units.
• Use a competent heating engineer for boiler faults.

Home insurance and boiler cover are different

No. Home insurance may deal with water damage to the property, while boiler breakdown cover is aimed at the heating equipment.