It may be. Many contents policies cover bicycles kept in a locked shed or garage, but there can be a separate bicycle limit or security requirement.

Locking the bicycle securely at home

• Lock it to a fixed ground or wall anchor.
• Use a strong lock that suits the value of the bike.
• Keep it out of sight from the street.
• For an e-bike, consider storing the battery separately.

What proof of ownership is useful?

• The frame number.
• A purchase receipt.
• A clear photograph.
• Details of expensive upgrades or accessories.

Check the bicycle limit and lock rules

Check the bicycle limit, the outbuilding limit and the lock requirements. A high-value bike may need to be listed separately.