It can cover damage to the house, but fences, sheds, decking and garden furniture may have different limits or exclusions.

How do barbecue fires spread?

• The barbecue is too close to a fence or shed.
• Hot charcoal is disposed of before it is cold.
• A gas connection leaks.
• Sparks reach dry vegetation.

Keeping the barbecue away from buildings

• Use the barbecue on stable ground.
• Keep it well away from buildings and fences.
• Never use it inside a shed or enclosed space.
• Let charcoal cool completely before disposal.
• Check gas hoses and connections.

Garden structures can have lower limits

Check how buildings, outbuildings and garden contents are treated separately. Damage outside the main house can have lower limits.